Does Amex Blue have a credit limit?
However, unlike the typical credit card, this card has no preset spending limit (meaning your spending limit is flexible, and depends on factors such as your purchase, payment and credit history) and allows you to carry a balance for some purchases, but not others.
What credit score do you need for American Express Blue Cash Everyday card?
690
You’ll need at least good credit to qualify for the Blue Cash Everyday® Card from American Express. Generally speaking, “good credit” is defined as a score of at least 690.
Is Amex Blue Cash Everyday hard to get?
The Blue Cash Everyday Card from Amex is a cash-back credit card. As such, the redemption process is relatively straightforward. Specifically, you earn cash-back rewards in the form of Blue Cash reward dollars. And you can redeem reward dollars for statement credits whenever your reward dollars balance is $25 or more.
Does American Express give high credit limits?
Amex is known for its high credit limits, and this card is no exception, with online reports of starting limits over $10,000 not uncommon. As with many issuers, American Express regularly assess credit card accounts to see if the owner qualifies for a higher credit limit.
What credit score is needed for American Express Business?
There is not set credit score needed in order to be approved for the Amex Business Gold card, but we recommend that you have a personal credit score of at least 700, or a business credit score of at least 75, plus 2 years of good credit history.
Are Amex cards hard to get?
It’s harder to get an American Express card than it is to get a credit card from many other major issuers simply because all of Amex’s credit card offers require good or excellent credit for approval. And some of Amex’s premium cards for big-spenders, which can be relatively difficult to get, have high fees.
Can I get an Amex card with a 650 credit score?
American Express cards typically require a good credit score that starts at 680 FICO. A 650 credit score is in the “fair credit” range, but it’s still prime credit and can qualify for an unsecured card that doesn’t require a security deposit. Ideally, you will try for Amex cards with a 700 credit score.
How much back do you get with American Express Blue cash everyday card?
The Blue Cash Everyday Card offers a $100 statement credit for spending at least $2,000 in the first 6 months. Plus, new cardholders earn 20% back on purchases from Amazon.com, up to $150 back, during the first 6 months, too.
How often do American Express increase your credit limit?
This includes making on-time payments and paying your balance—all while using the card frequently. 1 In fact, showing you’re a responsible card user can lead to a credit card limit increase as often as once every six to 12 months.
What kind of credit score do I need for American Express everyday?
I had 4/5 other cards with excellent credit history. Cards: Apple $6,250 limit, Cap 1 QKSLVR $6,500 limit, Chase SW $4,000 limit, and have carecredit card, target red card, a secured card from credit union, and nfm card–all in excellent standing. I was pre-approved for the Everyday Card and figured why the hell not!
What’s the limit for an Amex everyday card?
My starting limit for the Everyday was $2000. After 6 months, they bumped it up to $7000. I love Amex and I use mainly these 2 cards. The app and website are super easy to use and I manage both my cards from my app most of the time.
